Get the lowest rates with the lowest fees for your MortGage

Ready to buy a Home?

Secure a home purchase loan that leverages today’s great mortgage rates to make your dream home affordable!

3 Easy Steps to Home Buying


Buying a home is one of the largest financial decisions you will make and obtaining the right loan program is critical to your overall financial health.


2. Get Answers

If you have questions – we have answers! How much home can I afford? Can I get help with my down payment? What are my loan options? Let us help you!

3. Get Pre-Qualified

When purchasing a home, it’s important that you understand the difference between a “pre-qualification” and a “pre-approval”. Getting pre-approved will…

Shelby Elias. Capital City Real Estate. United Wholesale Lending. Mortgage Lending Sacramento. Mortgage Lending California.

Why should you choose us?

We’re a winning team dedicated to making dreamscome true for the homeowners we all serve, our team members and our referral partners.

We win by building partnerships, masterminding award-winning technology, and delivering a stellar client experience for homeowners.

Client Quotes

Everyone at United Wholesale Lending is great! This is not the first time I’ve refinanced with them, but this time I was able to refinance two properties start to finish in about 2.5 weeks! The team is amazing. Communication is great and they will find you the best rates. I highly recommend them and would refinance through them again

Elizabeth G.

Professional, Targeted and lightning fast. UWM stands tall as a Lender Preferred by Brokers for a reason! They put great effort into making it easier for Brokers and it shows through in the loyalty they receive in return. Thank you UWM!

Jason Y.

Hands down the BEST experience I have ever had buying a home! Shelby answered all my questions and removed all my worries/concerns in the process. He went above and beyond to get us the best interest rate possible and tailored the loan to our specific needs. I highly recommend the professional team at United Wholesale Lending.

Jeffrey H.

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