El Dorado Hills

Mortgage Lenders in El Dorado Hills

Our El Dorado Hills office at 4944 Windplay Dr, Suite 380 serves homebuyers and homeowners across the foothills — from Folsom and Granite Bay east to Cameron Park and Placerville. As an independent mortgage broker, we shop dozens of wholesale lenders to find the lowest rate and lowest fees for every loan we write.

What our El Dorado Hills team specializes in

• Move-up and move-down purchases in EDH master-planned communities (Serrano, Bass Lake, Promontory, Blackstone, Carson Creek)
• Jumbo loans on luxury properties — EDH median list price routinely sits above conforming limits
• Cash-out refinancing for renovations and second-home purchases
• Bank statement and DSCR loans for self-employed professionals and Tahoe-area investors
• First-time homebuyer programs (FHA, VA, CalHFA, USDA in surrounding rural areas)

Local market knowledge

Pricing in El Dorado Hills behaves differently than downtown Sacramento — different jumbo thresholds, different appraisal patterns, different HOA dynamics in master-planned subdivisions. Our team knows the local appraisers, escrow officers, and listing agents, which keeps your file moving when the market is competitive.

Stop by 4944 Windplay Dr, Suite 380, call 916-717-7805, or apply online and we will have a written quote back to you the same day.