Specialty Loan Programs
Mortgages for self-employed borrowers, real estate investors, and unconventional-income buyers who don’t fit a conventional box.
Bank Statement Loans
Qualify on 12 or 24 months of bank-deposit history instead of tax returns. Built for self-employed borrowers, 1099 contractors, and business owners. From 10% down with a 660 FICO.
DSCR Investor Loans
Qualify rental purchases based on the property’s income, not yours. No tax returns, no DTI. Designed for investors scaling a portfolio of long-term rentals.
Airbnb / STR Loans
Finance vacation rentals with projected short-term-rental income from AirDNA or trailing 12-month performance — often unlocking better leverage than standard DSCR.